U.S. Patent 10972287 was awarded to VISA INTERNATIONAL SERVICE ASSOCIATION on April 06, 2021 and is entitled “Systems and methods for creating a universal record.” The first named inventor is Ajith Thekadath of San Ramon, CA. The abstract contains an overview of the patent disclosure:

A method for tracking multiple classes of records in a single blockchain is disclosed, the method comprising: by the administrative node computer, receiving, from a first node computer, a request for a class identifier for a certain class, the request including an address identifier associated with the first node computer; generating the class identifier; creating an association between the class identifier and the address identifier; receiving a data element from the first node computer, the data element including the address identifier, the class identifier, and record update information; verifying that the class identifier is associated with the address identifier; verifying that the record update information is permitted according to the class identifier; and creating, a block for a blockchain, the block including the data element. Class identifiers can used for each record entry to distinguish between classes within the blockchain. Link to Full Patent

This blockchain patent was originally filed on November 02, 2017  as U.S. Patent Application 16/338982 at the United Stated Patent and Trademark Office. The application was them awarded a patent grant and published as U.S. Patent 10972287. The primary examiner was Malcolm Cribbs.

VISA INTERNATIONAL SERVICE ASSOCIATION, who is the original assignee of this patent, has at least 1320 total granted patents in the United States as of the date of this article. This blockchain patent has been cited 0 times by other U.S. patents according to our law firm research, and can be considered an innovative patent in the field of cryptocurrency and blockchain.

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