U.S. Patent 11080293 was awarded to TOYOTA MOTOR ENGINEERING & MANUFACTURING NORTH AMERICA, INC. on August 03, 2021 and is entitled “Apparatus, methods, and systems for tracking and accounting for data flow in a loan processing system.” The first named inventor is Felipe G. Salles of Garland, TX. The abstract contains an overview of the patent disclosure:

Apparatus, systems, and methods for auditing (i.e., tracking and accounting for) the flow of data within a loan processing system. The method generally includes aggregating loan data in one or more databases. The aggregation of the loan data is tracked using a blockchain. The aggregated loan data is normalized in a data warehouse. The normalization of the aggregated loan data is tracked using the blockchain. The aggregated and normalized loan data is queried and, in response to querying the aggregated and normalized loan data, the following information is displayed in a human-readable format: the loan data and tracking data. The tracking data is based on: the blockchain’s tracking of the aggregation of the loan data; and the blockchain’s tracking of the normalization of the aggregated loan data. The loan data includes at least one of loan origination data or loan payment data. Link to Full Patent

This blockchain patent was originally filed on October 04, 2018  as U.S. Patent Application 16/151962 at the United Stated Patent and Trademark Office. The application was them awarded a patent grant and published as U.S. Patent 11080293. The primary examiner was Uyen T Le.

TOYOTA MOTOR ENGINEERING & MANUFACTURING NORTH AMERICA, INC., who is the original assignee of this patent, has at least 2871 total granted patents in the United States as of the date of this article. This blockchain patent has been cited 0 times by other U.S. patents according to our law firm research, and can be considered an innovative patent in the field of cryptocurrency and blockchain.

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