U.S. Patent 10438104 was awarded to Capital One Services, LLC on October 08, 2019 and is entitled “System and apparatus for encrypted data collection using RFID cards.” The first named inventor is Kevin Osborn of Newton, MA. The abstract contains an overview of the patent disclosure:

A secure smart card is described. The smart card can include a processor, a memory and a transceiver. The smart card can communicate with various terminals and store a digital signature and other information on the card. Another terminal can validate the information stored on the smart card using the digital signature. In certain embodiments, the terminal can also validate the information by using a blockchain. The advanced design of the smart card obviates the need for a network connection. Link to Full Patent

This blockchain patent was originally filed on March 20, 2019  as U.S. Patent Application 16/359334 at the United Stated Patent and Trademark Office. The application was them awarded a patent grant and published as U.S. Patent 10438104. The primary examiner was Allyson N Trail.

Capital One Services, LLC, who is the original assignee of this patent, has at least 2278 total granted patents in the United States as of the date of this article. This blockchain patent has been cited 1 times by other U.S. patents according to our law firm research, and can be considered an innovative patent in the field of cryptocurrency and blockchain.

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