U.S. Patent 10425230 was awarded to Capital One Services, LLC on September 24, 2019 and is entitled “Identity and electronic signature verification in blockchain.” The first named inventor is Geoffrey Dagley of McKinney, TX. The abstract contains an overview of the patent disclosure:

Disclosed are a system and techniques for identity and electronic signature verification that utilizes blockchain technology. An enterprise system enables computing devices to engage the enterprise and prospective users for the purposes of executing a document or a smart contract. Users may obtain a computer application from an enterprise system and may utilize the computer application to retrieve a document or select a smart contract. The identity of all users who execute the document may be verified based on an authentication by a trusted independent system. Information related to the respective signers, the document or smart contract, and the authentication may be stored as transactions in a blockchain. The transactions may be stored in the blockchain under a user’s address, a document or smart contract address, or a digital wallet, if available. Link to Full Patent

This blockchain patent was originally filed on March 01, 2019  as U.S. Patent Application 16/290673 at the United Stated Patent and Trademark Office. The application was them awarded a patent grant and published as U.S. Patent 10425230. The primary examiner was Shahriar Zarrineh.

Capital One Services, LLC, who is the original assignee of this patent, has at least 2278 total granted patents in the United States as of the date of this article. This blockchain patent has been cited 37 times by other U.S. patents according to our law firm research, and can be considered an innovative patent in the field of cryptocurrency and blockchain.

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