U.S. Patent 10204378 was awarded on February 12, 2019 and is entitled “Flexible payment services for travel and credit cards.” The first named inventor is John Matthew Wnuk of Mesa, AZ. The abstract contains an overview of the patent disclosure:

Flexible fiat and cryptocurrency Payment Services (FfcPS) are disclosed for travel and credit cards. This invention applies to U.S. Dollar, European Euro and other fiat, and Bitcoin, Ethereum and other cryptocurrencies. Merchants that use this invention would add a new item to their (room) key cards and credit cards—a Merchant cryptocurrency wallet public address Quick Response (QR) Code (Merchant QR Code). The Merchant QR Code’s associated cryptocurrency wallet public address is recorded on a blockchain public ledger whenever used for a cryptocurrency payment from a consumer. That cryptocurrency payment is then converted to a fiat payment that’s added to a merchant account for the consumer by an online exchange. For smart consumers, this invention would allow use of fiat or cryptocurrency with the best value at time of payment for fiat charges to a room or credit card. Link to Full Patent

This blockchain patent was originally filed on November 14, 2017  as U.S. Patent Application 15/812886 at the United Stated Patent and Trademark Office. The application was them awarded a patent grant and published as U.S. Patent 10204378. The primary examiner was Tsan-Yu J Huang.

This blockchain patent has been cited 1 times by other U.S. patents according to our law firm research, and can be considered an innovative patent in the field of cryptocurrency and blockchain.

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